Garden State Home Loans, a Division of OceanFirst Bank prides itself on delivering a customer experience that completely separates us from every other mortgage company in the country when it comes to obtaining a home loan.

This all starts with our people. Garden State Home Loans, a Division of OceanFirst Bank is staffed with hardworking, responsive, detail-oriented, well-trained experts at each position throughout the company. This is the foundation of what makes the each client experience unique. When you combine that with the industry’s lowest rates and closing costs, you really start to understand why our customers provide overwhelmingly positive reviews and feedback after they complete the mortgage process with GSHL. There’s a reason why we are Accredited with the Better Business Bureau with an A+ rating.  Here at Garden State Home Loans, a Division of OceanFirst Bank, we believe “The Experience is the Difference!”