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Selling a home can be a nerve-wracking experience. If you are planning to be in the home when there are buyers walking through, you may feel obliged to make conversation. But you should keep some things to yourself. Here are some examples of what not to say during the home selling process. What NOT to Say When Selling Your Home “Our house is in perfect condition.” This is a hard sell. Even if you think that the house actually is in perfect condition, the home inspection may prove differently. In the end, every house, whether new or resale, has something that could be fixed,...
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As a buyer, there are always things going through your mind as you walk through a house that could possibly become yours. However, there are some things that you should keep to yourself. Here's a few examples of what not to say during the home buying process. What Not to Say During The Home Buying Process 1. “I love it! This is my dream house!” By saying this, you are giving the seller unnecessary leverage. Telling the seller that you love the house or that it is your dream house takes away your negotiating position. Keep this to yourself and...
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What is verification of income and assets? We're provided a short answer for you in this post...but we'd be happy to tell you more. At Garden State Home Loans, we're a leader in New Jersey when it comes to helping people buy or refinance their home...reach out to us today to find out more. About Verification of Income and Assets In order to get pre-approved for a mortgage, a mortgage lender will need to verify your income and assets. This will help to determine how much of a mortgage you can afford. It will also help determine what your interest...
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For accurate and convenient New Jersey home loan rates, Garden State Home Loans has the tools for you. Founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our locations over the years, stretching our services to five states and counting. Staffed with hardworking, responsive, detail-oriented, well trained advisers, our foundation is what makes the GSHL “Experience” unique with a diligent expert at each position throughout the company. We offer several kinds of calculating tools to help steer you to the best method possible of securing and handling your loan. Using our live chat, our advisers and...
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It can be tough to obtain the best home loan with so many options available in South Jersey home loan companies. For us at Garden State Home Loans, we believe in providing the most knowledgeable minds to the customer for the best experience in the country. The quality of experience you'll find with GSHL starts with our people. We are staffed with hardworking, responsive, detail-oriented, and well trained experts at each position throughout the company. Our foundation is built on providing personalized service and answering to every individual customer's needs. Our incredibly guiding and hands on approach, matched with low...
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Garden State Home Loans continues to be among the top rated South Jersey mortgage companies. Located in Cherry Hill, our mission is to be the home financing partner that you trust to serve your family, friends, and community. Though we've expanded our footprint over the years (currently licensed in six states and counting), our roots are firmly grounded in South Jersey. For almost a decade, Garden State Home Loans has built a legacy of providing the American Dream of home-ownership. Our goal is to deliver a customer experience that ultimately separates us from every other mortgage company in the country...
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Garden State Home Loans is your local and trusted choice for New Jersey home loan refinancing. From our office in Cherry Hill, we find the best refinancing rates for homeowners throughout the state. We keep our focus solely on New Jersey home loans, and providing our customers with a personalized lending experience that meets homeowner needs. For over 25 years now, we’ve been dedicated to an improved home loan experience for New Jersey residents. Refinancing your home loan, when the available rates make it worthwhile, is a great way to save thousands of dollars on your mortgage, pay off your...
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Garden State Home Loans is the professional team to call for New Jersey home loan information. Our office is based in Cherry Hill, and we’re dedicated to the best service for both New Jersey buyers and residents interested in refinancing. We offer the lowest industry rates and closing costs, and our staff is available from 9:00 AM to 9:00 PM, seven days a week, to field your calls and answer your questions. Our focus on NJ customers and personalized touch is the difference that our clients love! If you like, you can start here with our mortgage and amortization calculation...
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Do you need to choose between pre-approval vs pre-qualification? The two sound similar in nature, but there's an importance difference between them that you should be aware of when buying a home. Pre-Approval vs Pre-Qualification - The Difference Pre-approval is not the same thing as a pre-qualification. Pre-qualification is the first step in the mortgage process. During this step, you are giving a bank or lender an overall financial picture. This includes your income, assets, and debt. After evaluating your situation, the lender can give you an idea of what you qualify for. However, this is not a guarantee! This...
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The newest trend in the housing market is flipping houses. Just look at all the shows on HGTV that are based on this very premise. There has been a recent fascination with fixing up houses to resell, and it is amazing to watch the final product come through. If you’re in the market to flip a house or considering the idea, here are some things that you should know. First-time Flippers One thing that first-time flippers, or flippers in general, may underestimate is the costs associated with flipping houses. The obvious first expense is the property acquisition cost. Paying...
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