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Definition: asset appreciation Appreciation is the increase in value of an asset over time.
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Definition: amortized cost Amortized cost is the portion of the recorded cost of a fixed asset that has been charged to expense through either amortization or depreciation.
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Definition: amortization Amortization is the act of paying off of debt with a fixed repayment schedule in regular installments over time.
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Definition: refinance To refinance is to take out a new loan on different terms, often to lower your payment, shorten your term, or use the equity you've built up over time to get cash back from your home.
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Definition: fixed-rate mortgage A fixed-rate mortgage is a fully amortizing loan, whose interest rate remains that same throughout the life of the loan
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Definition: ARM (adjustable rate mortgage) An adjustable-rate mortgage is a mortgage type where the interest rate that is applied on the outstanding balance varies throughout the life of the loan
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Definition: accrued interest Accrued interest is the interest on a bond or loan that has accumulated since the principal investment.
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Definition: property and casualty insurance A large umbrella term that covers many forms of insurance. Property insurance protects owners in the case of damage from weather, theft, fire, and other forces. Casualty insurance pays for legal costs that results from property damage or bodily injury that was caused by your negligence.
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When selling your home, it’s hard to get the deal you want. Here are some tips that can help you negotiate your way to the best deal. 1. Stay in Charge You always want to be in charge of the situation when selling your home. If you have a deadline, don’t mention it. If you are behind on mortgage payments, don’t let your buyer know. If the buyer knows about these situations, it gives them unnecessary leverage during the selling process. Silence is Golden Silence shows self-control. If a buyer is throwing offers or terms that seem ridiculous, the silence may...
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[av_one_full first min_height='' vertical_alignment='' space='' custom_margin='' margin='0px' padding='0px' border='' border_color='' radius='0px' background_color='' src='' background_position='top left' background_repeat='no-repeat' animation='' mobile_display=''] [av_textblock size='' font_color='' color=''] Check out the different house styles, types, designs, and architecture. [/av_textblock] [av_hr class='invisible' height='25' shadow='no-shadow' position='center' custom_border='av-border-thin' custom_width='50px' custom_border_color='' custom_margin_top='30px' custom_margin_bottom='30px' icon_select='yes' custom_icon_color='' icon='ue808' font='entypo-fontello'] [av_content_slider heading='Tap the Arrow or Swipe to See More Home Styles' columns='1' animation='slide' navigation='arrows' autoplay='false' interval='10' font_color='' color=''] [av_content_slide title='Art Deco' link='' linktarget=''] Art Deco: The Art Deco for comes from a variety of influences, ranging from Ancient Egypt, 1930s Hollywood, and Miami Beach. Art Deco structures typically have flat roofs, smooth stucco walls,...
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