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What's an open house? Open houses are a way to bring in potential buyers to your home. There can be several open houses on any given day, so you want to make sure your home stands out among the others. Make sure it's clean, and the outside is polished. Here are some of the pros and cons to having an open house. PROS Attract First Time Buyers Open houses tend to attract those who are just starting out in the home buying process. Open houses open your home to more buyers in the market. Additional Exposure The chance of selling a...
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What is homeowner's insurance? Homeowner’s insurance is an important part of the home buying process, and it offers a range of coverages to help protect your home. A typical policy covers damages to your belongings and other structures physically located on your property. The typical homeowner's insurance policy includes: Dwelling Protection: This form of coverage covers your home and attached structures, such as a deck or garage. Personal Property Protection: This coverage can help you pay to replace belongings that are stolen or damaged by a covered loss. Other Structures Protection: This can help you to repair or replace structures...
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So, you’re getting ready to sell your home. Congrats! Let's take a dive into what curb appeal is. What is curb appeal? Curb appeal is the visual attractiveness of a house as seen from the street. If you are looking to improve your curb appeal, here’s a few things that you can do: Update or upgrade your front door Changing the exterior of your front door is a quick and easy way to enhance your curb appeal. Apply a new paint color or install a new custom door. In addition to this, make sure to dust off the dirty spots on...
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What does a buyer’s agent do? An agent usually works with a buyer for a few weeks to several months, or longer. Agents: Introduce buyers to lenders and obtain pre-approval letters Email listings that fit the buyer's requirements Call listing agents to determine availability Make appointments with seller before they show homes Drive the buyer from one neighborhood to the next Finding a buyer’s agent A common way to find an agent is through referrals by family, friends, or co-workers. However, if you are going somewhere new or no one can offer a referral, you can find agents through: Internet searches:...
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A swimming pool is the epitome of summertime fun. If you’re not one of those lucky few that already has a swimming pool when you purchase your house, that doesn’t mean you can’t become one! But before you start digging, there are a few things that you should consider. An Overview As with any home project, the first thing that you should consider is cost. Setting out a budget is important to help you determine what you can and cannot afford, and make sure that you don’t accidentally get carried away. In addition to your budget, you have to make...
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The purchase of a home is always contingent on a home inspection. During a home inspection, a professional comes to the property and thoroughly inspects the house, looking for anything that may seem troubling. A house or home inspection is one of the most common parts of a purchase agreement. Before deciding on a home inspector, be prepared to ask these questions to determine whether or not they are the right person for you. Home inspection questions checklist: How experienced are you? How do you keep your expertise up to date? What types of properties have you inspected in the...
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What's considered a starter home? A starter home is a small home or condo that you can afford now, with or without making improvements. When you purchase a smaller home, a mortgage is generally much more manageable and affordable, which prevents the need to make several adjustments to your current lifestyle. There are many benefits to purchasing a starter home before getting a forever home. If you are in a volatile industry, it may be better to purchase a starter home rather than a permanent one. This may be especially relevant if you work on a contract. In addition, if you want to...
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Here are a few quick tips for refinancing your mortgage. Tip 1: Ensure that your credit is up to par! You should always review your credit report before applying for a mortgage. Make sure you check for any errors that may be present and address them before you apply for a loan. Tip 2: Compare Conventional, FHA, and VA loans. FHA loans can be refinanced up to 96.5% of your home appraisal value, conventional loans up to 95% of home appraisal value, and VA Loans up to 100% of home appraisal value. Make sure to get a quote from at...
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Fire safety is one of the most important things to implement in your home. There are many ways to prepare your home for fires and fire safety. General Safety Tips: Make sure you have the right number of fire alarms installed in your home. There should be one on every level of the home, outside each room, and inside each bedroom. All the fire alarms must be wired together to ensure that if one of the alarms goes off, they all go off. Fire alarms should be tested once a month and the batteries should be replaced at least once a...
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Adjustable Rate Mortgage (ARM): a type of mortgage loan whose interest rate is tied to an economic index, which fluctuates with the market. Typical ARM period are one, three, five, and seven years. Amended Value: the actual sale price after the seller successfully markets and sells their home through the broker of their choice. The sale is turned over to a third-part relocation company for closing, and the guaranteed offer is amended or changed Annual Percentage Rate (APR): The total costs (interest rate, closing costs, fees, etc.) that are part of a borrower’s loan, expressed as a percentage rate of...
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