Are you a first-time homebuyer? Do you feel overwhelmed and intimidated by the often complicated terminology used in the mortgage... read more →
What is a Mortgage Rate Lock? A mortgage rate lock is an agreement between a borrower and a lender to... read more →
Can I Refinance From an FHA Loan to a Conventional Loan? In short, yes. If you currently have an FHA... read more →
The mortgage process may seem like a daunting task, especially as a first time home buyer. However, when broken down... read more →
Every year, student loans help millions of people invest in a quality higher education. Without these loans, many would be... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
One of the most difficult challenges facing a first time homebuyer is deciding how much to put down at closing.... read more →
What is the Annual Percentage Rate (APR)? While considering a mortgage, there are many kinds of payments and costs, as... read more →
Fannie Mae is a Government Sponsored Enterprise (GSE) offering a variety of loan options to help low-income and first-time homebuyers... read more →
What is a Co-applicant? A co-applicant is any additional borrower whose name appears on the documents for a loan and who... read more →
Need a space to call your own and spend time with your friends? Get inspired for your own man cave... read more →
For those with low incomes and little savings, affording a down payment for a new home can be an overwhelming... read more →
Of the approximately 310 million people living in the United States, greater than 22 million — a full 7% —... read more →
Buying a home for the first time is one of the most important financial decisions you will make in your life.... read more →
While applying for a home loan with future spouse on a home loan may be stressful, there are benefits to... read more →
What is the HMDA? The Home Mortgage Disclosure Act (HMDA) was passed into U.S. law in 1975 and mandates that... read more →
The mortgage application process can be both a difficult and a confusing process, but it can also be an incredibly rewarding... read more →
Refinancing your mortgage is a great way to afford your home despite rising rates. This allows a borrower to pay... read more →
Should I Refinance My Home Loan if I Only Plan on Living There for a Few Years? Many first time... read more →
Mortgage Brokers vs Lenders: The Differences Both mortgage brokers and mortgage bankers play a role in helping you get a... read more →
Mortgage rates are constantly changing, making it difficult to decide when it is best to lock in a rate and... read more →
There are many ways to pay off your mortgage faster, from earning extra income to renegotiating loan terms with your... read more →
How Can a Home Loan Save You on Income Taxes? Tax deductions are a great way to save money on... read more →
A mortgage is one of the most important investments of a lifetime. It is critical that you work with a... read more →
Decorating your home can be an overwhelming, stressful, and expensive process. Here's a few tips for decorating your home on... read more →
How to Obtain a Mortgage with Low Income and Good Credit Purchasing a home is a considerable investment. While purchasing... read more →
As a key step in the mortgage loan process, mortgage underwriting can make or break your chances of obtaining a loan.... read more →
Bugs are all over the place! They sneak in from the backyard and take refuge in your kitchen, bedroom, bathroom,... read more →
Looking for a home in Florida? There are many great towns and cities in the Sunshine State where you can... read more →
Protecting Your Home From Hurricanes The Atlantic hurricane season began on June 1st. While this season typically lasts six months,... read more →
Tips for Childproofing Your Home If you have a newborn child or toddler, you'll want to make sure that your... read more →
Most Expensive Homes in NJ When people want to find huge mansions, they usually look to states like California, Florida,... read more →
Don't want to go through foreclosure? Consider a short sale. A short sale describes a transaction in which you sell... read more →
Freddie Mac recently increased the income limits for its Home Possible mortgage program. The Home Possible program is intended to... read more →
During the summer, bugs are more likely to emerge and enjoy the nice weather. However, they can disturb your summer... read more →
Colors can evoke our moods, our vitality, and thinking. If you are considering decorating your living room or bedroom with... read more →
In-Ground Pools vs Above-Ground Pools What better way to battle the heat than with your very own pool? Having a... read more →
The condition of your driveway might not top your list of concerns, but it is important. Your driveway is the... read more →
How to Make Your Own Headboard Furniture shopping can be extremely stressful. Going from store to store with little success... read more →
Unlike some other assets, like your car or furniture, your home's value can appreciate, or increase, over time. By taking... read more →
Define: credit utilization Definition: Credit utilization is the comparison between the amount of credit available and the amount currently used.
Define: appraisal Definition: An appraisal is an estimation of a property's value.
Define: quitclaim (deed) Definition: A quitclaim deed can be used to transfer property rights. It releases a person's interest in a... read more →
Define: decree Definition: A decree of foreclosure and sale is a declaration made by the court stating that a piece of... read more →
Define: median Definition: The median number is the middle number in a set of numbers. The area median income is produced... read more →