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News provided by Garden State Home Loans, Inc. NMLS#473163 CHERRY HILL, New Jersey, June 20th, 2017 - After receiving over 350 applications, Cherry Hill-based mortgage lender Garden State Home Loans accepted 10 college students for participation in its new summer internship program. Both graduate and undergraduate, GSHL’s interns come from a variety of colleges and universities, such as Rutgers, Temple, Rowan, and Cornell. The interns also come from a wide array of different academic backgrounds, from digital marketing and psychology to finance and business management. As part of the 10-week summer program, interns will engage with a variety of subjects...
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News provided by Garden State Home Loans, Inc. NMLS#473163 CHERRY HILL, New Jersey, May 22nd, 2017 - For the third time this year, Garden State Home Loans, Inc. (GSHL) shakes up the mortgage industry. Garden State Home Loans redefined the way borrowers research and access mortgage rates. Unlike other companies in the mortgage industry, Garden State Home Loans now allows borrowers to search mortgage rates using GSHL’s real-time pricing engine. When the time comes to interact with mortgage companies to purchase a new mortgage or refinance a current mortgage, people are hesitant to provide contact information due to the legitimate...
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News provided by Garden State Home Loans, Inc. NMLS#473163 CHERRY HILL, New Jersey, June 20th, 2017 - Exclusive to NJ, CT, PA, NY, & FL home buyers, Garden State Home Loans, Inc. launched a mortgage rates app for iPhone and Android users. This new app provides mortgage rates in real-time, using GSHL’s exclusive mortgage rates table. The launch of this new app makes buyers eligible to get updated mortgage rates at anytime, and from anywhere there is cellular service or wifi, and the approach works in a fashion that will shake up the future of mortgage rate research. This initiative...
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News provided by Garden State Home Loans, Inc. NMLS#473163 CHERRY HILL, New Jersey, May 19th, 2017 - Garden State Home Loans has been awarded with the United Wholesale Mortgage Elite 100 for 2016. United Wholesale Mortgage (UWM) has been named the the leading wholesale lender in the United States for the past two years. The Elite 100 is awarded to UWM’s top 100 partners, and is based on the outstanding performance of each selected UWM partner. In addition to receiving the Elite 100 award for Garden State Home Loans, Anthony Casa, President at Garden State Home Loans, and Justin DeJoseph,...
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The Federal Reserve, FOMC meeting, Janet Yellen, the federal funds rate, mortgage-backed securities, rate-hike, normalization, etc. These words and more were the focus of financial news yesterday, but what does it all mean? Let's break it down: What Happened: Yesterday the Federal Open Market Committee (FOMC), a twelve-member council that makes decisions on monetary policy, met and confirmed what many financial analysts had been predicting: that the Federal Reserve would raise interest rates. Vocab Before we get into what exactly this decision means, let's define a few key terms: Federal Reserve The Federal Reserve is the central banking system of...
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An Overview of the Dodd-Frank Act Since the 1970s and 1980s, with the rise of financialization and investment banking, the U.S. economy has been associated with one word: risk. As the 20th century came to a close, this association with risk was emphasized through multiple high-stakes incidents in economic history, from the fall of Enron to the unmasking of Bernie Madoff. All of this fed into the financial crisis of 2008, where the mortgage industry's risk-taking, bolstered by deregulation, created a bubble and subsequent collapse in the housing market. Many financial firms keeled over, most notably Lehman Brothers, and stocks...
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Garden State Home Loans Welcomes Nine New Teammates for a Summer Internship! Garden State Home Loans is proud to announce the recent on-boarding of 9 interns as part of our Summer Internship Program. With over 350 applications, the selection process was incredibly competitive, and we here at Garden State Home Loans are confident that the 9 selected will be vital assets to the GSHL Team and the Internship Program. Our interns are coming from all walks of life, from college juniors and seniors to MBA students, and even students just finishing up their freshman year of college. They are studying at various top...
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