New Search
If you are not happy with the results below please do another search
Blog Post
Stephen Oliver Joins Garden State Home Loans Cherry Hill, NJ, May 28, 2019. Garden State Home Loans is pleased to announce that Stephen Oliver has joined the company as a Mortgage Loan Officer. Bringing several years of experience, vitality, and excitement to the position, Stephen Oliver comes to Garden State Home Loans from Trident Mortgage where he managed a 65 million dollar a year pipeline. Stephen brings experience and creativity in structuring all types of mortgages including VA’s, USDA’s and PHFA’s to over $1.4 million plus jumbo loans. As an active member of the community, Stephen spends a great deal of his...
read more →
Blog Post
The Tax Bill and Homeownership The House and the Senate have agreed on a compromise plan for the tax bill. This is how the compromise bill could change homeownership. Mortgage interest deduction The mortgage interest deduction is explained as a way to make homeownership more affordable. The compromise bill cuts the federal income tax that qualifying homeowners pay. This is done by reducing their taxable income by the amount of mortgage interest they pay. The deduction will be reduced to interest up to $750,000, instead of the $1 million for anyone who buys a home after December 15, 2017. Anyone...
read more →
Blog Post
The Tax Bill On November 16, 2017, the U.S. House of Representatives passed a version of the act. On December 1, 2017, the U.S. Senate passed its version of the Tax Bill. Both the House plan and the Senate plan are based on the Trump administration’s plan presented in September 2017. There are differences between the plans passed. The following is a summary highlight of how both proposals plan to change the standard deduction, income tax brackets, state and local taxes, and homeownership. Standard Deduction House The House plans to raise standard deductions by double the present deduction. This would...
read more →
Blog Post
News provided by Garden State Home Loans, Inc. NMLS#473163 CHERRY HILL, New Jersey, September 8th, 2017 - Garden State Home Loans, Inc., a mortgage lender headquartered in New Jersey, obtained their mortgage license in Colorado following the Labor Day weekend. The acquisition of the new license is aimed at continuing to offer competitive, low-rate mortgages in additional territories. Garden State Home Loans (GSHL) will be offering programs in Colorado similar to their current offerings such as the exclusive 1% down payment program for eligible first-time homebuyers. Garden State Home Loans has been experiencing steady growth since their inception in 2011,...
read more →
Blog Post
3D Printed Houses: An Overview Since 2000, 3D printing as a construction tool has grown across the globe. Countries including China, Russia, Australia, and the Netherlands are big players in the 3D printing construction industry. The United States is also taking advantage of this technology with 3D printed buildings located in California, New York, Tennessee, and Texas. 3D printers continue to evolve, now printing concrete and steel materials for buildings. 3D printers can now create entire home structures. Compared to a traditional building plan, a 3D printing building strategy is exponentially more eco-friendly, efficient, and fast. According to Apis Cor,...
read more →
Blog Post
Owned by President Donald Trump, the Mar-A-Lago private country club is highly regarded as one of the best private clubs in the world. Mar-A-Lago is located in beautiful Palm Beach, Florida and is known as a playground for the rich. Living in this neighborhood is a luxurious dream come true. The Home The neighboring house of Trump's Mar-A-Lago private club sold for $8.9 million on Tuesday, August 1st. This 2002 six-bedroom Mediterranean style house was built and renovated by local builder, Tim Givens. Some of the luxurious interior features include a hand painted foyer ceiling, a two-story stairway with coffered ceilings, and a...
read more →
Blog Post
Understanding the Seller's Market The basic theory of supply and demand impacts housing market. As people are pursuing homeownership, there are less housing options available. Our country is currently facing a short supply of houses, leaving sellers in the driver's seat. Housing prices are increasing due to low supply from sellers and high demand from buyers. The high demand for homes is increasing due to changing demographics. Millennials, ages 18-32, are now in prime home-buying years, thus contributing to incredibly high demand for homes. A TransUnion report also observes an increasing amount of renters now looking to become homeowners. Buyers need...
read more →
Blog Post
In what might be a short-lived decision, the Consumer Financial Protection Bureau (CFPB) has moved to bar many financial firms from including mandatory arbitration clauses in their contracts with customers. The CFPB is one of several federal agencies founded through Dodd-Frank's passage in 2010, and it is tasked with enforcing federal financial laws and regulations. So what does this new rule mean for financial firms and how might it impact you? What is arbitration? Arbitration refers to a legal process typically used to solve disputes between two parties bound by contract. It bypasses the court system by designating an "impartial" arbitrator...
read more →
Blog Post
In a dramatic shift away from traditional monetary practices, FICO and the top credit rating agencies - Experian, Equifax, and TransUnion - have moved to drop tax liens and civil judgments from some credit reports. This follows the adoption of new "minimum" standards for what factors into your credit score. The major credit rating agencies will now require all documents related to your credit history to include your full name, street address, and either date of birth or social security number. This requirement will filter out any inaccurate information from your credit report. So, how does this help you? The...
read more →
Blog Post
While many of his friends said he was boring and cheap, Stefun Darts was focused on achieving a more important goal. 24 year old Stefun Darts was able to pay off the remainder of his grandparents' mortgage and give them a little extra as a way of thanking them for raising him. He had worked many different jobs to raise the $15,000 he gifted to his grandparents. Darts worked at a grocery store in high school, later he worked in a call center, at Pizza Hut, and earned licenses to sell life insurance and real estate. He said he currently...
read more →
« Previous Page — Next Page »