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Selling a Home with More Than One Mortgage Selling a home with two mortgages is very similar to selling a house with one. However, to make your sure you make your home sale a regular sale, as opposed to a short sale, your home must be worth more than the total of the mortgages. To do this, you need to create a strategy with your agent that will generate enough income to cover both liens (with hopefully enough left over that you turn a profit on the sale). While most second mortgages may be designed differently than a first mortgage,...
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Is a basement included in the overall square footage of a home? When researching new homes or you are about to put your home on the market, there are a lot of things that you should know. One thing that you should be aware of is what is and isn’t included in the square footage of your home. Something that typically isn’t included in the square footage of a basement. Basements and your home’s square footage A finished basement is not typically included in the overall square footage of your home. This is especially true if the basement is completely below...
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Professional Staging and Photography With the proliferation of technology and new tools for finding properties, selling your home can be an increasingly competitive proposition. One of the best ways to ensure that your house or apartment stands out from the crowd is to work with a realtor who brings expertise in professional staging and photography. With all the moving parts in the home selling process, you may not be paying enough attention to the question of how your home comes across in photographs. Given how quickly many buyers make snap-decisions about their instincts for a property, you should seize every...
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When selling a home, one of the most important steps to take is taking photos of your home. These photos are often the first thing a potential buyer sees. As such, these photos can make or break a deal! First impressions are often the only impressions in the home buying market, so you want to make sure to start off on a good foot. Make your photos the best with these tips. Don’t focus on corners A photograph should have at least two corners of a room in the photo. This gives potential buyers a sense of space and design....
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One offer on your dream home may not be enough. If a seller finds your offer undesirable, they may issue a counteroffer. What constitutes a counteroffer? If a seller doesn't find the buyer's purchase offer and terms agreeable, they can submit a counteroffer. Typically, a counteroffer states that a seller will accept a buyer’s offer subject, but not limited, to the following: A higher price Increasing the size of the earnest money deposit Changing service providers Excluding or including personal property from the contract, such as a washer and dryer Changing the closing or possession date Modifying contingency time frames Early release...
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A real estate contract can be between a buyer and seller, an agent and broker, or several other parties. In general, two entities must be present for a real estate contract to be legally binding. A contract must be signed by all parties involved and something must be exchanged. In addition to signatures, the contract must be sealed with something tangible, such as cash, goods, or services. Typically, a buyer’s attorney will try to build as many contingencies into the contract as possible. This is to prevent their client from being tied down to the home if something unexpected were...
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There are some things that your realtor can’t tell you. Voicing opinions about details of a neighborhood can violate the Fair Housing Act. The Fair Housing Act was enacted in 1968 to eliminate housing discrimination based on race, color, national origin, religion, sex, disability, or family status. It prohibits any real estate professional from steering potential buyers away from a community based on any federally protected classes. To avoid violating the law, real estate agents often give vague descriptions and answers to questions. They don’t want something they say to be misconstrued in any way. Real estate agents often find...
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Have you ever wondered what exactly made a half-bath half? Did you know there was such a thing as a three-quarter bath? These are common questions among home sellers when trying to determine how to list and price their home. Here’s your bathroom size breakdown. Full: A full bath is made up of four parts. These include a sink, shower, bathtub, and toilet. Anything less than that, and you don’t have a full bath! A master bath refers to a full bathroom that is adjoined to a master bedroom. Half: Also known as a powder room or guest bath, a...
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So you’ve made this decision to move. You’ve picked the house and now all that’s left is to pack the boxes and find the perfect moving company. Here’s how to ensure you pick the perfect company for you. Get recommendations. Ask your family, friends, co-workers about who they have worked with. You can even do some research yourself and look online for companies in your area. Do an initial screening. When you have your list of movers, do an online background check. Call or visit the Better Business Bureau website. You can also call or email the American Moving and...
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If you are looking to sell your home in the near future, now might be the best time for you to put your home on the market. Right now, the housing market's demand for homes is at a new high and fewer homes are available for sale. High demand and low supply mean your home will almost definitely sell, so consider selling at a premium. If family members or friends are interested in purchasing a home, you may be able to persuade them to buy your home, making the whole process simpler, faster and cheaper. Best Practices: Smart Tips to Help Your...
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