When first buying a home, there are many factors you have to include that you may not be aware of.... read more →
If you become unemployed, you may not be able to afford your mortgage. One of the first things you should... read more →
The first-time homebuyer tax credit is a special tax credit program meant for a specific group of homebuyers: those who... read more →
Fixed rate mortgages are mortgage loans with interest rates that do not fluctuate throughout the entirety of the loan. Fixed... read more →
What is HELOC? A Home Equity Line Of Credit, or HELOC, is a line of credit extended to a homeowner... read more →
If your mortgage application gets denied, do not worry. There are still many opportunities to pursue a future mortgage. Mortgage... read more →
There are a lot of reasons to refinance your mortgage, whether to get a more attractive interest rate or... read more →
While trying to obtain a loan for your new home, your mortgage lender will require a home appraisal. The appraisal's... read more →
One of the most important decisions when buying a house is how you will pay your insurance and property taxes... read more →
An adjustable rate mortgage (ARM) is a type of mortgage loan where the interest fluctuates as market rates fluctuate. Your... read more →
When purchasing a home, there are many important decisions to consider, especially decisions about the terms of your mortgage loan.... read more →
When considering a new mortgage or refinancing a current mortgage, many lenders suggest paying your taxes and insurance through an... read more →
Income and Mortgage The thought of losing your home can be terrifying, especially if you've been doing your best to... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
The mortgage application process can be both a difficult and a confusing process, but it can also be an incredibly rewarding... read more →
FHA: Income Limitations & Qualifications Federal Housing Administration (FHA) loans are loans sponsored and partly backed by the U.S. Department... read more →
A Second Opinion on a Mortgage Second opinions can be pretty valuable. When the doctor delivers a shocking diagnosis, you're... read more →
15 vs 30 Year Mortgages Choosing between a 15- and a 30-year mortgage can be tough, especially when the differences... read more →
Apps to Start Saving Money for a Mortgage Do you ever feel like you're spending too much money, living paycheck... read more →
What are USDA Loans? A USDA loan, or USDA Rural Development loan, is a type of mortgage loan. It is... read more →
Did you know that relationship statuses can change the mortgage application process? Here's how: Are you single? When you're single,... read more →
Comparing mortgage rates is often the most time-consuming part of mortgage shopping. Mortgage fees include more than just interest rates,... read more →
What does a buyer’s agent do? An agent usually works with a buyer for a few weeks to several months,... read more →
A swimming pool is the epitome of summertime fun. If you’re not one of those lucky few that already has... read more →
The purchase of a home is always contingent on a home inspection. During a home inspection, a professional comes to... read more →
What's considered a starter home? A starter home is a small home or condo that you can afford now, with... read more →
Here are a few quick tips for refinancing your mortgage. Tip 1: Ensure that your credit is up to par!... read more →
Fire safety is one of the most important things to implement in your home. There are many ways to prepare... read more →
Adjustable Rate Mortgage (ARM): a type of mortgage loan whose interest rate is tied to an economic index, which fluctuates... read more →
Factors that Affect Your Credit Score A credit score is a number that represents the creditworthiness of a person and... read more →
There’s an app for everything in this day and age, and real estate is no exception. From searching for the... read more →
Home buyers looking to purchase new construction using FHA financing will have more hoops to jump through than those purchasing... read more →
Before moving, you should have a strong understanding of what the new location has to offer. Can you afford it?... read more →
A few recent college grads looking to purchase a home reached out to us with some questions. Here’s what our... read more →