Residential Mortgage-Backed Security A residential mortgage-backed security, or RMBS, is a type of mortgage-backed debt obligation. The cash flows come... read more →
What are lender credits? Not everyone has the ability to pay the closing costs. If you are in the position... read more →
Is a basement included in the overall square footage of a home? When researching new homes or you are about... read more →
Subprime vs Prime Mortgages There are two major categories for loans for borrowers, prime mortgages and subprime mortgages. Subprime mortgages... read more →
What is a chattel mortgage? A chattel mortgage is a loan agreement where movable personal property is used as security... read more →
Delinquency and Mortgage The term delinquent describes something or someone that fails to accomplish what is required, such as failure... read more →
Professional Staging and Photography With the proliferation of technology and new tools for finding properties, selling your home can be... read more →
November Home Maintenance With the beginning of November, comes the beginning of the holiday season. This means more people coming... read more →
What you need to know about brownstones One of the most famous and popular house types is the classic brownstone.... read more →
What is an Easement? An easement is a property right that gives a holder nonpossessory interest in someone else’s land.... read more →
What is a second mortgage? A second mortgage, or junior lien, is a loan you take out using your house... read more →
Setting up a home office Working from home has a lot of benefits. You get to set your own schedule,... read more →
Credit Freeze A credit freeze, otherwise known as a security freeze, is a tool that allows you to restrict access... read more →
Interior Designers and Interior Decorators Whether you’re decorating a home office or a bedroom, there are many decisions to make.... read more →
Build the Library of Your Dreams Every bookworm dreams of having their own personal library, the perfect place to escape... read more →
Buydown Mortgages There are many different options when it comes to payment for a mortgage loan. One of those options... read more →
Styling a Bar Cart Bar carts have been gaining popularity (again) over the past few years. They are a great... read more →
Recycling is important. However, sometimes we are unsure about what we can and cannot recycle. Your community may have certain... read more →
Proper Attic Ventilation Proper attic ventilation is important. Most experts say that a well-ventilated attic keeps homes more comfortable in... read more →
Typical Backyard Wedding Expenses Many people have been opting for backyard or outdoor weddings instead of the traditional, venue weddings.... read more →
The Loan-to-Value Ratio The loan-to-value (LTV) ratio is a lending risk assessment that lenders use to examine before approving a... read more →
The Differences Between Gas and Wood-Burning Fireplaces There’s nothing better in the cold months of fall and winter than to... read more →
Different Types of Paint Finishes When painting, choosing the right color is only have the battle. In addition to the... read more →
Your First Credit Card Getting a credit card is an important step in life. However, before applying for the first... read more →
Alternative housing options have been gaining a lot of popularity recently. Nowadays, you can find people living in a variety... read more →
Define: loan to value ratio Definition: The loan to value ratio is the relationship between the loan amount and the value of... read more →
Many people take the opportunity in the summer to grow a garden in their backyard. As the weather turns colder,... read more →
Despite linens and mattress pads, mattresses get dirty. Mattress can attract crumbs, sweat, and so many other gross things. To... read more →
Everybody has to face doing their laundry by themselves for the first time. Here’s a step by step guide on... read more →
Not every room can be the biggest in the house. If you’re faced with smaller spaces, you might find it... read more →
An estate sale, or a tag sale, is one way of liquidating a family’s or estate’s belongings. Typically, estate sales... read more →
For whatever the reason may be, many families choose to become a one-income household at some point in their lives.... read more →
Let’s face it, your kitchen gets dirty. It’s inevitable. Which means that cleaning your kitchen is also inevitable. Sometimes, a... read more →
A divorce means splitting up the assets you have obtained throughout your marriage. One of the more difficult assets to... read more →
Moving is a stressful process to begin with. Add in dogs, and the stress levels can go through the roof,... read more →
Storm windows provide great thermal insulation and soundproofing, especially for the colder months. A storm window is a window mounted... read more →
The Differences Between Conforming & Non-Conforming Loans Many people apply for loans when paying their mortgage. Two common types of... read more →
It’s never too early or too late to start planning for retirement. Consider the following six tips to start growing... read more →
Wallpaper is a great alternative for anyone who doesn’t want to paint or wants a bold pattern. Here’s how to... read more →
What is a reverse mortgage? A reverse mortgage is a mortgage loan for senior citizens which requires no monthly payments.... read more →
October is in full swing. Before the weather gets too cold, here’s a few home maintenance things you should do... read more →
Stress can get to us all. There’s nothing better to relax than a spa day. However, not all of us... read more →
If you are looking to subsidize a large purchase or debt a high-interest loan may not be the best option.... read more →
Clothes dryers can be found in approximately 81.5 million homes throughout the United States. While they are a major convenience,... read more →
October brings with it activities that are perfect children or the adult who is still a child a heart. One... read more →