buyer Archives | Garden State Home Loans | NJ

What is a Luxury Home?

Luxury Homes During your real estate search, you may have come across the term “luxury” or maybe you’ve been watching... read more →

The Foreclosure Process

How does foreclosure work? Foreclosure occurs when a borrower fails to meet loan obligations. Foreclosure rights and procedures are different... read more →

Debt-to-Income Ratio

Debt-to-income ratio (DTI) is a personal finance measure that compares your debt payment to you overall income. DTI is a... read more →

The Closing Agent

A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →

What is PMI?

What is PMI? Private Mortgage Insurance (PMI) is an insurance policy that protects lenders against loss if borrowers stop paying... read more →
VA loans benefits

Benefits of a VA Loan

The Veteran's Administration loans, or VA loans, are a home-mortgage option available to veterans, current or former members of the... read more →
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