When considering a new mortgage or refinancing a current mortgage, many lenders suggest paying your taxes and insurance through an... read more →
When buyers sit down to close on their home purchases, they will be presented with a long list of costs,... read more →
Applying for a loan can be a difficult and strenuous process. Since its creation in 1949, the United States Department... read more →
Fannie Mae is a Government Sponsored Enterprise (GSE) offering a variety of loan options to help low-income and first-time homebuyers... read more →
What is a Co-applicant? A co-applicant is any additional borrower whose name appears on the documents for a loan and who... read more →
For those with low incomes and little savings, affording a down payment for a new home can be an overwhelming... read more →
Of the approximately 310 million people living in the United States, greater than 22 million — a full 7% —... read more →
While applying for a home loan with future spouse on a home loan may be stressful, there are benefits to... read more →
Mortgage rates are constantly changing, making it difficult to decide when it is best to lock in a rate and... read more →
As a key step in the mortgage loan process, mortgage underwriting can make or break your chances of obtaining a loan.... read more →
Don't want to go through foreclosure? Consider a short sale. A short sale describes a transaction in which you sell... read more →
Unlike some other assets, like your car or furniture, your home's value can appreciate, or increase, over time. By taking... read more →
As both our nation and the world as a whole becomes more environmentally conscious, pollution and its effects on the... read more →
If you've recently graduated from college, you probably have many new responsibilities and tough decisions to make. One thing you... read more →
The 1960s were a turbulent time, but they also saw the passage of many landmark pieces on legislation in the... read more →
Non Arm's Length Transactions Buying a Home From a Relative: Common Misconceptions When looking to purchase a home, you may... read more →
Affordable Areas to Buy a Home in NJ Looking for an affordable home in the Garden State? Be sure to... read more →
Looking for a home in the historic "Constitution State" on a budget? 5 Affordable Cities to Purchase a Home in... read more →
Using a Personal Loan as a Downpayment on a Home Making the downpayment on a home can be the most... read more →
What are HECM's? Home Equity Conversion Mortgages (HECM) are a special loan offering provided by the Department of Housing and... read more →
The Sunshine state is a great place to vacation, but did you know that there are many affordable ways to... read more →
Different Styles & Types of Homes Buying a home can be arduous and drawn-out, but finding and securing your dream... read more →
FHA: Income Limitations & Qualifications Federal Housing Administration (FHA) loans are loans sponsored and partly backed by the U.S. Department... read more →
Going down the shore is an essential part of summer life. Local New Jersians and millions of other people from... read more →
Looking for a home in the Keystone State? Then look no further. Most Affordable Cities to Purchase a Home in... read more →
Getting a divorce can be a stressful and drawn-out experience. However, it can also be a fresh start on life.... read more →
Looking for an affordable home in New York state? Be sure to include these five cities in your search. Affordable... read more →
There are many important documents that you will read and sign throughout your mortgage application process. One of these is... read more →
Searching for a home can be a long and arduous process, but finally discovering that perfect house or apartment makes... read more →
Interested in buying a house, taking out a car loan, or starting a business? Then you should be mindful of... read more →
What is an amortization schedule? An amortization schedule is a visualization of your mortgage payments over time, month-to-month. It breaks... read more →
One decision you have to make for yourself when settling on a home is whether to purchase mortgage points. What... read more →
Student Loans Coming out of college with student loans can be extremely overwhelming. Some feel as though their loans are... read more →
Tiny Homes The allure of living a simple life seems to have faded. Now everyone wants massive homes with luxurious... read more →
Renting vs Buying For decades, homeownership was central to the American dream. It was simple, really: you’d go to school... read more →
Millennials & Homeownership The common perception is that millennials don’t want to become homeowners, largely due to a volatile labor... read more →
From kindergarten to college, we go to school for an education in the hopes that it will prepare us for... read more →
Whether you're ready to settle down for retirement or just want to move someplace sunny, Florida is a great place... read more →
What is HARP? The Home Affordability Refinance Program, or HARP, is a HUD-sponsored program intended to help lower income homeowners... read more →
For many first-time home buyers, there's one thing that holds them back the most from moving forward on a home:... read more →
A Second Opinion on a Mortgage Second opinions can be pretty valuable. When the doctor delivers a shocking diagnosis, you're... read more →
15 vs 30 Year Mortgages Choosing between a 15- and a 30-year mortgage can be tough, especially when the differences... read more →
Debt is usually generalized as being all bad, but in reality, debt can be either good or bad. This categorization... read more →
Whether you're looking to make a purchase or something to pass the time on a Sunday, an open house is... read more →
What are USDA Loans? A USDA loan, or USDA Rural Development loan, is a type of mortgage loan. It is... read more →