When a close friend or family member is getting a mortgage, they may ask you to be a co-signer or... read more →
There are some things that your realtor can’t tell you. Voicing opinions about details of a neighborhood can violate the... read more →
Are you ready to re-do your kitchen? Here are some things you should know to turn your drab kitchen fab.... read more →
If you are behind on mortgage payments, you may be thinking about how to catch up. One thing you may... read more →
No matter if you’re earning three figures, have a variable income, or are living paycheck to paycheck, budgeting is important.... read more →
Warm weather, beautiful beaches, and lively atmosphere attracts people from all around the world to Florida. Taking advantage of these... read more →
Are you looking for a household update? One thing that can change the whole look of your home from the... read more →
Have you ever wondered what exactly made a half-bath half? Did you know there was such a thing as a... read more →
Fall is approaching, which means leaves are changing and our attention to our lawn wanes. However, fall is still an... read more →
A home viewing is essential to the buying process. It is during this time that you get to truly see... read more →
We use water for everything, which means we also overuse water. Here are some water-saving tips to help keep your... read more →
Looking for a good scare in Florida? Here are five hair rising horrors to get you in the Halloween spirit.... read more →
Though Connecticut may be small, there is no shortage of good scares. Here are five haunted hotspots for a Halloween... read more →
Debt-to-income ratio (DTI) is a personal finance measure that compares your debt payment to you overall income. DTI is a... read more →
When you start thinking about buying a home, you may have a lot of questions. Instead of searching the internet... read more →
A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →
Tax credits and tax deductions can help to reduce your overall income tax liability. The basic difference between a credit... read more →
Here is your guide to the spookiest haunts in Colorado. The 13th Floor Haunted House – Denver, CO The 13th... read more →
Credit scores can range from 300 to 850. The Fair Isaac Corporation set up the first credit scoring system based... read more →
Water damage is an issue that no one wants to deal with as a homeowner. Unfortunately, this is a situation... read more →
Here’s your guide to Halloween haunts in New York. Rolling Hill Asylum – East Bethany, NY Established in 1827, Rolling... read more →
The Community Reinvestment Act is a 1977 U.S. law passed to address a discrepancy between how often low to moderate... read more →
The month is coming to an end and we all know what that means-- another electric bill. Paying the electric... read more →
Here’s your guide to Pennsylvania haunts for this Halloween season. Terror Behind the Walls – Philadelphia, PA Terror Behind the... read more →
First-Time Home Buyer Programs Most first-time home buyers find it overwhelming to choose a satisfying mortgage program. Although many first-time... read more →
So you’ve made this decision to move. You’ve picked the house and now all that’s left is to pack the... read more →
What is PMI? Private Mortgage Insurance (PMI) is an insurance policy that protects lenders against loss if borrowers stop paying... read more →
Mortgage overlays are company specific rules that a lender must follow. These are on top of the published guidelines for... read more →
Florida is known for many things: great beaches, warm weather, Disney World, and so much more! Wine might not be... read more →
When first buying a home, there are many factors you have to include that you may not be aware of.... read more →
If you become unemployed, you may not be able to afford your mortgage. One of the first things you should... read more →
After coming home from a long day of work, there's nothing like taking a hot shower or bath to relax.... read more →
Quarter Two The U.S. Census Bureau released its latest quarterly residential vacancies and homeownership. Currently, the national homeownership rate is 63.7%,... read more →
There's no official equation to calculate a monthly cost of living. However, there are some unofficial indexes offered by different... read more →
The first-time homebuyer tax credit is a special tax credit program meant for a specific group of homebuyers: those who... read more →
Fixed rate mortgages are mortgage loans with interest rates that do not fluctuate throughout the entirety of the loan. Fixed... read more →
As fun and exciting as purchasing a house can be, it can take a toll on new homeowners. When someone... read more →
What is a ‘Tax Credit’? A tax credit is an amount of money taxpayers can subtract from their taxes owed... read more →
What is a right of rescission? A right of rescission is the legal right which gives a borrower the right... read more →
For most people, having a million dollars is a thing of fantasy and imagination. When we think of millionaires, we... read more →
What is HELOC? A Home Equity Line Of Credit, or HELOC, is a line of credit extended to a homeowner... read more →
When applying for a loan, you might get a little overwhelmed with all the different loan types. Two loan types... read more →
An Overview of Composting For thousands of years, humans have been composting in efforts to improve our soil, food, and... read more →
If your mortgage application gets denied, do not worry. There are still many opportunities to pursue a future mortgage. Mortgage... read more →
Several first-time home buyers struggle with a down payment when looking to purchase a home. It's not easy for everyone... read more →